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Our recommendation is to get the enhanced coverage (full disclosure-we do have an interest in a local title company, but that is not why we recommend it. We all have bought enhanced for all of our purchases. ) Why Is That Our Recommendation? Purchasing title insurance a one-time cost that protects you and your biggest investment for the life of your purchase. Even the best title search and examination cannot protect your equity and home from matters not appearing in the public record. So yes, buying the enhanced policy is a little bit more expensive, but in our opinion, worth the extra protection! We've all heard horror stories of when this minimal payment saves you hundreds of thousands of dollars down the line. If the cost seems daunting, think about how much you would spend in attorneys' fees in the event you chose not to purchase title insurance and later had a title issue! The Bottom Line Open up your wallet and get the enhanced policy. It's a one-time fee and gives you peace of mind that you won't lose out on your biggest monetary investment in the event of a title issue in the past – or in the future.

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