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ORDERED that the order is affirmed, with costs. Contrary to the plaintiffs' contention, their right to maintain this action against the defendant Automobile Insurance Company of Hartford, Connecticut (hereinafter AIC), is subject to the provisions of Insurance Law ยง 3420 (see Lang v. Hanover Ins. Co., 3 N. 3d 350, 787 N. S. 2d 211, 820 N. E. 2d 855). As the plaintiffs did not obtain a judgment against the defendant Warren Selchick, which remained unsatisfied for 30 days, the plaintiffs cannot maintain a direct action against AIC, and we do not address the merits of the coverage issue (see Lang v. Co., supra; Evans v. Prudential Fin., 23 A. D. 3d 993, 803 N. 2d 452; Geissler v. Liberty Mut. Ins. Co., 23 A. 3d 432, 808 N. 2d 118).

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Some of these wastes, such used motor oil and filters, refrigerants, and antifreeze, are considered to be hazardous and must be handled and disposed of accordingly. Auto Repair Shop Insurance Program Equipment Floater: Auto Repair Shops have equipment and machinery on hand that is used for either diagnosing mechanical problems or performing services and repairs What is the cost of Auto Repair Shop Insurance? Our Auto Repair Shop Insurance Program begins for as little as $150. 00 Per month. Why maintaining strict key control is so important in an Auto Shop Repair Facility? Customers keys to vehicles are kept on a keyboard in lockboxes overnight, the board should be situated in an area that is inaccessible to customers. Auto theft and vandalism may pose a problem. What are the hazards faced by the Auto Repair Shop drivers? Bad weather, poor road conditions, traffic congestion, unfamiliar roads are some of the hazards that Auto Repair Shop drivers are exposed to. Is there a Policy that covers Auto Repair Insurance for used cars?

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1. You don't have to get it exactly right โ€” just start The greatest asset in any investment portfolio is time โ€” and it's never too early. "Surprisingly, the first step to saving for retirement is to simply start saving, " Andy Smith, a certified financial planner and senior vice president of financial planning at Financial Engines, told Business Insider. "Rather than trying to get it right, keep it simple and get started building a habit of saving. " How much you need to have saved to retire will depend largely on how much you plan to spend in your later years. Once you have that target number in mind, Smith said, you can break it down into smaller, more achievable goals. "While there is no one number Americans should have saved when they retire, it is important to set a target so you know if you're headed in the right direction, " he said. "For instance, set the goal to have 'x' amount of dollars saved by age 'x. '" 2. Take advantage of your employer match If you have a 401(k) or other defined-contribution retirement plan at work with an employer matching program, you'd be remiss not to take advantage of it, Brian Face, a certified financial planner and founder of Michigan-based Face 2 Face Planning, previously told Business Insider.

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