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This policy protects workers from job-related illness, injury or death. It will also reimburse workers for lost wages if they cannot go back to work due to their injuries. Note: If you are in business for yourself, and don't have employees, you are most likely not required to buy workers comp. However, some states do still require it. Should You Consider Professional Liability Coverage? When you're looking for the right contractors insurance, you'll have a number of options to think about, including whether to buy professional liability insurance, also known as errors and omission insurance or E & O. E & O is a liability policy that protects you if you make a mistake that causes a client to lose money. Like general liability, it provides legal defense and claims settlements, if necessary. You may want or need this coverage if: You provide professional advice in your line of work. This includes everything from recommending a particular type of plumbing or wiring to providing interior design services.
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It costs more to go through an OSP than to do it yourself. Typical cost for an offshore bank account varies from 300 to 1, 000 USD/EUR. Doing it yourself can cost considerably less, since your only expenses are notarization and courier fees. Your documents never end up in the hands of an oftentimes unregulated OSP. You have no contact with the bank until the account is opened. There is no easy answer to whether you should do it yourself or pay your OSP to do it. Whatever you do, make sure you take an informed decision. Ask the OSP what banks they work with and then look into what services those banks offer to find the best offshore bank accounts for you. Consider what services you need. Do you need a credit card or is a debit card enough, if any card at all? Does the bank offer cards that you can use where you live? Can the card be used online, in a store, and/or at ATMs? Do you require multi-currency accounts? Does the bank issue loans to offshore companies? A huge red flag is if the OSP will not reveal the banks they deal with.
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Also, for diagnosis it is necessary to physically examine the balance, detecting delicate areas near the place where the bursae are located. In some cases, the doctor may feel areas of bulging tissue in the affected hip. In addition to the physical exam, your orthopaedic in Delhi may recommend additional medical imaging tests to check for abnormalities associated with the condition. These investigations include: Radiography; Bone density tests; Magnetic resonance imaging (MRI). The orthopaedic doctor in Dwarka will consider not only the symptoms that indicate trochanteric bursitis, but will also try to rule out other similar conditions. These include: Osteoarthritis; Fibromyalgia; Bone fracture in the upper femur; Hip dislocation. Treatment Options Treatment options used for trochanteric bursitis include: Rest – to give time to inflamed bursae to heal. Sometimes a person with trochanteric bursitis may need special devices to move, such as crutches. Avoiding activities that have caused trochanteric bursitis is indicated in most cases.
The United States Military Academy The United States Military Academy was established at West Point, New York in March of 1802. Its mission was to train the new nation's young men in advanced military and engineering skills and prepare the future leaders of the United States Army. The Academy produced 445 Civil War generals: 294 fought for the Union, and 151 for the Confederacy. Of this number 105 were killed and 151 were wounded – 25% of the total. A West Point graduate commanded one or both armies in every one of the 60 major battles of the war. West Point Graduates by Class Year The links below lead to a page for each West Point class year which graduated a future Civil War officer. The first class is in 1802, and the last class in 1864. Each class year page lists the cadets who served in the Civil War from that class in alphabetical order. It also lists their allegiance, highest rank reached, class rank (for years after 1818, when ranks were first awarded) and other pertinent information.