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July 29, 2021, 10:34 am

A dealer extended warranty is offered by the car makers whereas third-party warranties are handled by a separate organization. The differences between these types of extended warranties are detailed below. Dealership Extended Warranty The first type of extended warranty available is a dealership warranty, which is often backed by auto manufacturers. This is the most common type of extended warranty for used vehicles that have been manufacturer-certified. Often, these types of warranties will specify which franchised dealerships can perform repairs on your vehicle. Typically, the service department of the dealership where you purchased your vehicle will be authorized to perform any necessary repairs under this warranty. Like all warranties, they differ in what they cover. Dealer extended warranties can come in bumper-to-bumper coverage or coverage for specific parts of the vehicle. Dealership warranties usually cover the repair of vehicles using original equipment manufacturer parts, which is their primary benefit over third-party warranties.

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Many lending institutions require the borrower to repay only an interest component of the loan each month (calculated daily, and compounded to the loan once each month). The borrower can apply any surplus funds to the outstanding loan principal at any time, reducing the amount of interest calculated from that day onward. Some loan products also allow the possibility to redraw cash up to the original LTV, potentially perpetuating the life of the loan beyond the original loan term. The interest rate applied to equity loans is much lower than that applied to unsecured loans, such as credit card debt. The reasoning behind this is that equity loans involve collateral, and credit card debt does not. References [ edit] See also [ edit] HELOC Real estate equity Second mortgage Equity release

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Polished Insurance's range of cleaning insurance gives your business protection from claims from members of the public and employees for injuries or damage to property. It also gives you further protection with property worked on and treatment risks cover which is specific cover for cleaning professions. They also include theft by employee and loss of keys cover. Polished Insurance website Financial Disclosure: We may be paid a fee if you purchase insurance via the Simply Business link at the top of this page.

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